Affiliate disclosure. We earn commissions from some platforms (including Maclear, our Editor's Pick) - rankings are not independent. Capital at risk; P2P lending may result in total loss. Read full disclosure →
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Offers & bonuses

P2P platform bonuses, verified

Every figure here was checked against the platform's own pages, not against other comparison sites. Where a bonus only pays out through a partner link, we say so instead of printing a number you could not collect.

8lends
$30 + 6%
in USDC on your first investment, plus token yield
  • $30 in USDC credited on your first investment; the platform minimum is $100
  • Plus 6% of every investment paid in 8LNDS tokens, released over 10 months
  • Due diligence on borrowers is run by Maclear, which we also list here
Go to 8lends →
Crowdpear
+1%
added to the rate on everything you invest in 90 days
  • Applied automatically, no code and no minimum
  • No cap: the sooner you start, the longer the uplift runs
  • Running since July 2024 with no end date announced
Go to Crowdpear → Read our review
Hive5 Until 30 Sept 2026
3%
cashback for new investors, on 12 and 24-month loans
  • You must register between 10 August and 30 September 2026
  • Counts everything invested in eligible loans over your first 180 days, paid after that period
  • Sell an investment and its share of the cashback is forfeited
Go to Hive5 → Read our review
Indemo Until 31 Aug 2026
3-5%
monthly campaign, rate rises with the amount
  • 3% from €10, 4% from €1,000, 5% from €3,000 - applied to your whole cumulative amount once a tier is crossed
  • Open to new and existing investors alike; credited automatically
  • Cashback cannot be withdrawn until the note it funds is repaid
  • Indemo relaunches this campaign monthly under a new name; check the current terms before depositing
Go to Indemo → Read our review
Maclear
3% + €15 + €30
cashback, welcome bonus and a volume bonus, combined
  • 3% cashback on every primary-market investment in your first 90 days, minimum €50 - paid in euro to your balance
  • €15 welcome bonus for a first investment of €50 or more within 7 days of registering
  • €30 for every full €500 in a project, up to €300 per project
  • The 3% requires registering through our link: Maclear cannot apply it retroactively
Go to Maclear → Read our review
Mintos Until 30 Sept 2026
up to €500
on a sliding scale, the whole campaign paid in January 2027
  • Register with code INVEST26 and invest by 30 September 2026
  • The scale: €1,500 invested pays €20, €2,500 pays €35, €5,000 pays €75, €10,000 pays €175, €25,000 pays €500
  • Smart Cash does not count, and bonds or real estate with a settlement date after 30 September do not either
  • You must hold the investments until 31 December 2026, and the bonus is only credited on 15 January 2027
  • Public offer with a code - no link needed, ours included
Go to Mintos → Read our review
Nectaro
1%
cashback on your average balance over 30 days
  • Capped at €1,000; paid by the 15th of the following month
  • The 30 days start when you begin registering, not at your first investment - verification eats into the window
  • Ongoing offer, no promo code
Go to Nectaro → Read our review
PeerBerry
+0.5%
added to the rate on everything you invest in 90 days
  • Invest at least €10 within 30 days of registering to qualify
  • The uplift then applies to every investment made in your first 90 days
  • No link and no code needed - the platform gives it to all new investors
Go to PeerBerry → Read our review
Twino Until 13 Sept 2026
2% / 1% / 0.5%
cashback, the rate depends on the term you pick
  • 2% on 12-month securities, 1% on 6-month, 0.5% on 3-month; capped at €1,000
  • Register between 1 July and 13 September 2026, then activate the campaign yourself in your profile
  • EU and EEA residents only
  • Arrive through anyone's referral link and you lose this bonus - the two cannot be combined
Go to Twino → Read our review

Checked 26 Aug 2026

Bonus terms change without notice and every offer is subject to the platform's own conditions - read them before you deposit. We earn a commission from Maclear and 8lends; the other platforms here pay us nothing. Capital at risk: P2P lending can lose you everything you put in.