Affiliate disclosure. We earn commissions from some platforms (including Maclear, our Editor's Pick) - rankings are not independent. Capital at risk; P2P lending may result in total loss. Read full disclosure →
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All P2P platforms, compared

Filter the 19 platforms we track by regulation, minimum, auto-invest and secondary market. Sort by our score, advertised return or entry ticket.

Regulation
Minimum
01 Maclear Editor's Pick 9.2Score 14.5%-14.9%Return €50Min SRO · CHRegulator Auto-invest Secondary market 02 InRento 8.6Score ~11.8%Return €500Min ECSP · LTRegulator Secondary market 03 Mintos 8.5Score ~9%-11%Return €50Min MiFID II · LVRegulator Auto-invest Secondary market 04 Capitalia 8.3Score ~10.5%Return €200Min ECSP · LVRegulator Auto-invest Secondary market 05 Nectaro 8.2Score ~14.9%Return €10Min MiFID II · LVRegulator Auto-invest 06 PeerBerry 8.1Score ~11%Return €10Min ECSP pendingRegulator Auto-invest Secondary market 07 Indemo 7.8Score 21.6%-22.4%Return €10Min MiFID II · LVRegulator Auto-invest 08 Robocash 7.5Score 9%-13%Return €10Min UnregulatedRegulator Auto-invest 09 Crowdpear 7.3Score 10.6%, up to 14%Return €100Min ECSP · LTRegulator Secondary market 10 Profitus 6.5Score ~10% (7%-14% range)Return €100Min ECSP · LTRegulator Auto-invest 11 Lendermarket 6Score ~15.6%, up to 18%Return €10Min ECSP · IERegulator Auto-invest 12 InSoil 5.8Score ~13.1% advertised; ~4.5% net realisedReturn €100Min ECSP · LTRegulator Secondary market 13 Twino 5.5Score 10%-13%Return €10Min MiFID II · LVRegulator Auto-invest Secondary market 14 Hive5 4.8Score 12%-14%, up to 14.5%Return €10Min UnregulatedRegulator Auto-invest Secondary market 15 Scramble 4.5Score up to 12.4% (senior), up to 25% (junior); ~16.3% historicalReturn €10Min UnregulatedRegulator 16 EstateGuru 4Score ~10.4%Return €50Min ECSP · EERegulator Secondary market 17 Debitum 3.5Score ~11.4%Return €10Min MiFID II · LVRegulator Auto-invest 18 Reinvest24 2.8Score ~14.6% claimed; ~7.4% realised netReturn €100Min UnregulatedRegulator Secondary market 19 Loanch 2.5Score 13%-14.5%Return €10Min UnregulatedRegulator