Affiliate disclosure. We earn commissions from some platforms (including Maclear, our Editor's Pick) - rankings are not independent. Capital at risk; P2P lending may result in total loss. Read full disclosure →
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All P2P platforms, compared

Filter the 44 platforms we track by regulation, minimum, auto-invest and secondary market. Sort by our score, advertised return or entry ticket.

Regulation
Minimum
01 Maclear Editor's Pick 9.2Score 14.5%-14.9%Return €50Min SRO · CHRegulator Auto-invest Secondary market 02 InRento 8.6Score ~11.8%Return €500Min ECSP · LTRegulator Secondary market 03 Mintos 8.5Score ~9%-11%Return €50Min MiFID II · LVRegulator Auto-invest Secondary market 04 Capitalia 8.3Score ~10.5%Return €200Min ECSP · LVRegulator Auto-invest Secondary market 05 Nectaro 8.2Score ~14.9%Return €10Min MiFID II · LVRegulator Auto-invest 06 PeerBerry 8.1Score ~11%Return €10Min ECSP pendingRegulator Auto-invest Secondary market 07 Indemo 7.8Score 21.6%-22.4%Return €10Min MiFID II · LVRegulator Auto-invest 08 Robocash 7.5Score 9%-13%Return €10Min UnregulatedRegulator Auto-invest 09 Crowdpear 7.3Score 10.6%, up to 14%Return €100Min ECSP · LTRegulator Secondary market 10 Profitus 6.5Score ~10% (7%-14% range)Return €100Min ECSP · LTRegulator Auto-invest 11 Lendermarket 6Score ~15.6%, up to 18%Return €10Min ECSP · IERegulator Auto-invest 12 InSoil 5.8Score ~13.1% advertised; ~4.5% net realisedReturn €100Min ECSP · LTRegulator Secondary market 13 Twino 5.5Score 10%-13%Return €10Min MiFID II · LVRegulator Auto-invest Secondary market 14 Hive5 4.8Score 12%-14%, up to 14.5%Return €10Min UnregulatedRegulator Auto-invest Secondary market 15 Scramble 4.5Score 12.4%-25%Return €10Min UnregulatedRegulator 16 EstateGuru 4Score ~10.4%Return €50Min ECSP · EERegulator Secondary market 17 Debitum 3.5Score ~11.4%Return €10Min MiFID II · LVRegulator Auto-invest 18 Reinvest24 2.8Score ~14.6% claimed; ~7.4% realised netReturn €100Min UnregulatedRegulator Secondary market 19 Loanch 2.5Score 13%-14.5%Return €10Min UnregulatedRegulator 20 Afranga 5.6Score 8%-16% targetReturn €10 per loanMin ECSP · BGRegulator Secondary market 21 Income Marketplace 5.6Score Up to 15%Return €10Min UnregulatedRegulator Auto-invest 22 Lande 7Score 12.29% (Jul 2026)Return €50Min ECSP · LVRegulator Auto-invest Secondary market 23 Iuvo 5Score 5%-15%Return €10Min UnregulatedRegulator Auto-invest Secondary market 24 October 4.5Score 3.22% net IRRReturn €20Min Licence in wind-downRegulator Auto-invest 25 WiSEED 4Score 9.52% couponReturn €100Min AMF · FRRegulator 26 ClubFunding 6.3Score 10.57% couponReturn €1,000Min AMF · FRRegulator 27 Homunity 5.8Score 9.20% couponReturn €1,000Min AMF · FRRegulator 28 La Premiere Brique 6.4Score 11.4% grossReturn €1Min AMF · FRRegulator Auto-invest 29 BienPreter 5.4Score 12.42% net IRRReturn €20Min AMF · FRRegulator Secondary market 30 Recrowd 2.4Score 10.3% avg grossReturn €250Min ECSP suspendedRegulator 31 Trusters 5.7Score 10.3% claimedReturn €250Min ECSP · ITRegulator 32 Walliance 6.6Score 8.1%-12.6%Return €500Min ECSP · ITRegulator 33 Ener2Crowd 5.2Score 8.06% couponReturn From €300Min ECSP · ITRegulator 34 Re-Lender 2Score ~9% avg rateReturn €50Min Licence in wind-downRegulator 35 EvenFi 4.8Score Up to 12%Return €20 per projectMin ECSP · ESRegulator Auto-invest Secondary market 36 GoParity 5.7Score 5.4% repaid onlyReturn €20Min ECSP · PTRegulator Auto-invest Secondary market 37 Raize 7.9Score 5.90% after lossesReturn €20Min ECSP · PTRegulator Auto-invest Secondary market 38 Urbanitae 7.2Score 12.2% repaid onlyReturn €500Min ECSP · ESRegulator 39 Civislend 7Score 10%-13%Return €250Min ECSP · ESRegulator 40 Housers 3.4Score 7.45% achieved IRRReturn €300 per projectMin ECSP · ESRegulator 41 Bondora 6.8Score Up to 6% p.a. (capped)Return NoneMin UnregulatedRegulator 42 VIAINVEST 6.2Score Up to 13.3%Return €50Min MiFID II · LVRegulator Auto-invest 43 Esketit 5.6Score ~11%Return €10Min UnregulatedRegulator Auto-invest Secondary market 44 Swaper 4.6Score 10%-16%Return €10Min UnregulatedRegulator Auto-invest Secondary market